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Representative Example for Hire Purchase (HP): Payable by 120 payments of £141.20. Payments are based on a duration of agreement of 120 months, a Cash Price of £19,995.00, with a deposit of £8,997.00 leaving an amount of credit of £10,998.00. The agreement is calculated using a fixed rate of interest of 5.20% per year resulting in Representative 9.90% APR and a total amount payable of £26,140.00 The representative example includes an estimated option to purchase fee of £10.00. We act as a credit broker, not a lender.