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Representative Example for Hire Purchase (HP): Payable by 120 payments of £169.73. Payments are based on a duration of agreement of 120 months, a Cash Price of £23,995.00, with a deposit of £10,797.00 leaving an amount of credit of £13,198.00. The agreement is calculated using a fixed rate of interest of 5.26% per year resulting in Representative 9.92% APR and a total amount payable of £31,363.60 The representative example includes an estimated option to purchase fee of £10.00. We act as a credit broker, not a lender.